Then I found http://www.personal-planner.com/EN/ - and I was in love. I got to choose the size - layout - cover - what they printed in it - the back pages - quotes - colours. - and with none of the junk you usually get at the front.
So - here is mine
It has a matching little plastic ruler/divider and elastic band - and a clear pocket to store things in. Mind you mine is so full already that it is just in the bag with my planner. And the paper is decent quality too!
I love it so much that I have just ordered a notebook to match - and you get to choose all the different page styles you want inside. The planner was just over 320 and the note book was about £12 - and you can have the planner start at which ever month you wish.
Absolutely no connection with the company - just thought I would pass it on. The are on Facebook to.